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What payment terms does TOP Y Machinery accept for food packaging machine orders?

Update Time:2026/10/18

Quick Answer

Standard terms are 30% T/T deposit to start production and 70% before shipment, released after you approve the factory acceptance test. Irrevocable L/C at sight and escrow services are accepted for larger or first-time orders.

Accepted payment methods

MethodStructureTypical use
T/T bank transfer30% deposit + 70% before shipmentMost orders
Irrevocable L/C at sight100% by documentary creditLarge or first-time orders
Escrow / Trade AssuranceFunds released on agreed milestonesPlatform-based buyers
Balance after inspection70% after third-party inspectionBuyers using an inspection agency

Why the balance is tied to the factory acceptance test

You approve the machine running your own product and film before the balance is due. If the agreed speed, fill accuracy or seal quality is not met, the machine is corrected before shipment rather than after it arrives at your factory. That is the practical reason the FAT sits between the deposit and the balance.

Documents you receive before final payment

  • Proforma invoice and commercial invoice
  • Packing list and bill of lading
  • CE conformity documents and the factory test report
  • Operation manual, spare parts list and electrical drawings

Payment safety rules for any overseas machinery order

  • Do not accept a requirement for 100% payment upfront.
  • Transfer only to a company bank account – never a personal account.
  • Verify the bank details against the company name on the contract, by phone with a number you sourced yourself.
  • Keep the payment milestones written into the sales contract, not only in email.

Machines Commonly Ordered Under These Terms

About This Answer: Author, Sources and Review Date

  • Who wrote it: the TOP Y Machinery engineering and export team in Foshan, China. TOP Y Machinery Co., Ltd. has designed and built food packaging machinery since 2011 and has delivered packaging lines to customers in more than 100 countries.
  • What it is based on: payment structures in TOP Y Machinery export contracts for VFFS, doypack and rotary machine orders, and the standard commercial terms published on this site, reviewed October 2026.
  • How you can verify it: ask for the machine's CE certificate number and check it on the notified body's public database, request two reference customers running the same model, and book a live video call with our assembly floor before you place a deposit.
  • Last reviewed: October 2026. TOP Y Machinery reviews pricing, lead time and freight ranges every six months and updates this answer when they change.